|
|
In this policy, "we," "our" or "us" means ChexDirect Inc. and "you" or "your" means any person or entity using the ChexDirect.com™
website or the related call center or by running transaction through any ChexDirect Inc. software or terminal (collectively the "Facilities").
Please read the following closely to learn more about our privacy policy.
I. INFORMATION WE COLLECT.
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on service contracts, transaction records, registration or other forms or from use of the Facilities;
- Information from any company providing services to our company including credit reporting agencies, collection agencies, attorneys and accountants; and
- If you visit our website, information about you through "cookies" (pieces of electronic information placed on your computer's hard drive in order
to facilitate online activities)
"Nonpublic personal information" is nonpublic information that is personally identifiable and obtained in connection with your use or our operation of the
Facilities. For example, nonpublic personal information may include banking information, social security numbers, driver’s license numbers and credit file
information.
II. INFORMATION WE MAY DISCLOSE.
We may disclose nonpublic personal information to others ("third parties") as follows.
- We may disclose all of the nonpublic personal information we collect to companies that perform services on our behalf.
- We may disclose all of the nonpublic personal information we collect as permitted by law, such as to servicing and processing companies, or in
response to a subpoena.
III. CONFIDENTIALITY AND SECURITY.
We restrict our employees' access to nonpublic personal information about you to those individuals who need to know that information to provide products or
services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
V. OTHER IMPORTANT INFORMATION.
This policy applies to your use and our operation of the Facilities.
We reserve the right to amend this policy from time to time and to apply any changes to information previously collected as permitted by law. We will inform
you of any changes as required by law and will post any changes to this policy at our web site. If you are concerned about how your information is used, you
should check back at our website periodically.
If you cease to be our customer, such as when you no longer use the Facilities, our information practices in this policy, as amended from time to time,
will continue to apply.
This policy relates only to nonpublic personal information and does not affect our information practices with respect to other information.
If you have any questions about this privacy policy or the practices of this website you should contact us directly.
|